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FINANCIAL CLARITY, WITHOUT THE NOISE

Your money.
Finally in context.

Investments are only part of the story. See your income, property, cash, spending and the choices ahead in one thoughtful place.

Free early access · No card required · Start without connecting an account
liberae / OverviewILLUSTRATIVE DATA
YOUR FINANCIAL PICTUREGood morning
A
Estimated net worth£1,284,800 Across investments, property, cash & pensions
NEXT 12 MONTHSCash flow outlook
Monthly
OCTJANAPRJULSEP
INVESTMENT INCOME£18,460Expected next 12 months
Dividends £13,880
Interest £4,580
THE POINT OF VIEWEverything, in context.
ONE CLEARER PICTUREInvestmentsIncomePropertyCashLife after tax
THE PLATFORM

More than a portfolio tracker.
A way to see what it all means.

Most dashboards stop at what you own. Liberae connects that picture to what you earn, spend and might do next.

01 / INVEST

Investments with income in view

Follow holdings, dividends and interest by account. See the next 12 months, not just today’s portfolio value.

02 / PLAN

Cash flow that connects the dots

Bring salary, property income, investment income and planned spending into one monthly outlook.

03 / COMPARE

Decisions beyond one border

Explore how residence and country assumptions can change the after-tax picture before you make a move.

04 / SEE MORE

The rest of your wealth belongs here

Add property, cash savings, pensions and liabilities alongside investments, without forcing everything into a portfolio.

A BETTER QUESTION

Not just “How much?”
“What does it make possible?”

Bring your financial moving parts together, then look forward: expected income, monthly cash flow and the impact of changing countries. Every estimate stays connected to your own inputs.

Explore your plan
FROM SEPARATE NUMBERS TO ONE PLAN
One
picture
Investments
Income
Property
Spending
HOW IT WORKS

Clarity is a process.
We make it feel simple.

01

Start with what you know

Add balances and income manually, or bring in supported investment data and CSV files. You do not need a broker connection to begin.

02

See one connected picture

Your assets, expected income, spending and planning assumptions come together in a single workspace.

03

Explore what changes

Inspect monthly cash flow, review investment income and compare different places or choices with clear assumptions.

ACCESS & PLANS

Begin now.
Grow with the product.

We are in early access. There is one live, free way to use Liberae today. Future tiers are a preview of our direction, not products you can buy yet.

AVAILABLE NOW

Early access

Free during beta

Explore the full planning workspace and make your first connected picture.

  • Investments, cash, property and pensions
  • Income and monthly cash-flow outlook
  • Country and after-tax planning estimates
  • Manual entry and supported imports
Open the app
FUTURE DIRECTION

Plus

In design

For people who want deeper automation and a richer long-term picture.

  • More connected data sources
  • Deeper planning workflows
  • Expanded reporting and insights
Not available for purchase
FUTURE DIRECTION

Professional

Exploring

Potential tools for advisers who need to understand more than a portfolio.

  • Multi-client workflows
  • Shareable planning views
  • Professional reporting
Not available for purchase

No subscription or checkout is active. Future features, prices and availability are not final.

GOOD TO KNOW

Questions worth asking.

Thoughtful money tools should be clear about what they can—and cannot—do.

Do I have to connect a bank or broker?+

No. You can build a useful plan with manual entries and CSV imports. Supported investment connections are optional; current-account spending sync is not yet available.

Can I use Liberae without creating an account?+

Yes. You can explore the planning workspace with data stored on this device. Create an account when you want to save your plan across devices.

Is Liberae financial or tax advice?+

No. Liberae helps you organise information and explore planning estimates. Results depend on your inputs and assumptions, and are not a substitute for personalised professional advice.

Are paid plans available now?+

Not yet. Early access is free, and there is no billing checkout. Plus and professional plans are directions we are exploring; features, pricing and availability may change.

YOUR NEXT VIEW STARTS HERE

See the whole picture.
Make your next move clearer.

Start with what you know. Build from there.

Explore Liberae